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finan
The AI financial operating system for business

Run your finances with an AI team. You stay in charge.

Track cash flow, manage spending, collect receivables and collaborate with your team — AI handles the work, you make the decisions.

★★★★★4.8·800,000+ business owners trust us
No credit card required Running within 24 hours Your data stays yours
Dashboard today, Jul 10
Money in today
+125.500.000 ₫
Money out today
−84.200.000 ₫
Cash flow rhythm · next 13 weeksupdated 2 minutes ago
Co Bay Groceryweekly orders · net 30 12 days overdue 18.200.000 ₫
Cafe 68weekly orders · net 30 due in 3 days 9.400.000 ₫
An Phu Minimartmonthly orders · net 45 reconciled 32.000.000 ₫
FinanAI suggests92% match

3 outlets 7 days overdue (total 46.800.000 ₫) — send payment reminders with QR codes via Zalo?

Connected to 9 banks ·
from the team behind SoBanHang, 800,000+ merchants
Connect all your data

Banks, invoices, payments, multi-channel orders and tax data — automatically synced into one unified platform.

Control your cash flow

Track money in, money out and receivables, and forecast future cash flow — so every financial decision is made ahead of time.

AI working alongside you

AI analyzes your data, creates tasks, automates the repetitive work and proposes the actions that need your approval.

Scales with your business

From finance to CRM, HRM, tasks and beyond, with workflows that flex to how your business runs.

A familiar story for anyone who sells first and collects later

Profitable on paper, but the account keeps running dry?

It’s not that you run a bad business — your money is scattered across hundreds of receivables, multiple bank accounts, and evenings of manual reconciliation.

a handwritten ledger and stacks of paper invoices

Sold, but not yet paid

Deliver first, collect later from hundreds of customers — each owes a little, and together it’s nearly half your revenue.

FinanOne: automatic reminders — right time, right person — so you never have to call each customer.

too many banking apps, tangled statements

No view of your real cash flow

Money sits across banks and sales channels; the books say one thing, statements another — you only find the gap at month-end.

FinanOne: one dashboard that gathers every account and auto-reconciles every transaction, every day.

doing the books late into the night

Operations eat all your time

Data entry, payment reminders, bookkeeping, reports — repetitive work swallows your evenings, and your accountant’s too.

FinanOne: the AI team does the repetitive part; you only approve what matters.

FinanOne automates the repetitive part and brings every decision to one place — based on real-time data.

How it works

Connect once. AI works every day. You approve what matters.

No habits to change, no data to re-enter. Up and running in 24 hours.

1

Connect money & orders

9 banks, marketplaces, e-invoices and Zalo — every transaction flows into one place on its own.

2

AI analyzes & acts

Reminders, reconciliation, document extraction, bookkeeping — running in the background all night.

3

You approve — one tap

Anything that touches money waits for you. AI proposes, you stay in charge.

4

The system never stops running

Approved workflows run themselves, monitored with alerts 24/7.

Interactive report

Click any chart — the whole dashboard filters to you

This is a REAL report, not a screenshot. Click any bar, slice or node to cross-filter the whole dashboard — exactly like using FinanOne.

Tailored to your industry

However you sell, FinanOne collects the way you sell

Pick your industry to see how FinanOne handles your money in and money out.

"300 outlets, each owing a little. A handwritten ledger — no amount of chasing keeps up."

Create and send an invoice in 30 seconds — QR payment code included, delivered via Zalo.
AI sends reminders across channels on schedule; when money lands, debts clear themselves — no more line-by-line checking.
Receivables by outlet and by delivery route — see instantly who’s about to slip.
4 days/mo saved through automatic reconciliation
F&B / FMCG distributors
A real example from distribution
District 7 route · 42 outlets38/42 collected186.000.000 ₫
Thu Duc route · 51 outlets6 items left74.500.000 ₫
Reminders sent this week127 remindersautomatic
One platform, no ceiling on growth

Start with cash flow — grow into CRM, HRM and beyond

Start with the piece you need most. As the business grows, switch on customer management, HR and tasks — plus AI tailored to how you operate. All running on one shared source of data.

FinanAI

Intelligence that runs through every product: it does the repetitive work, points out what needs doing, and submits it for your approval. Ask it questions in plain language.

"who’s about to miss a payment this week?" → 6 customers, ₫214M in total — view the list
FinanBook

Books, e-invoices and reports — closing happens on its own.

FinanPay

Spend management, business cards, limits per team.

FinanOne Card · coming soon
FinanSell

Orders, receivables and multi-channel payment reminders.

FinanHub

Connect banks & marketplaces, three-way automatic reconciliation.

FinanTeam

People, org structure and role-based approvals.

FinanChat

Zalo messages become data — orders, payment promises, replies.

Open platform
Build your own apps for your business

No off-the-shelf product fits every business. On FinanOne, you create your own data tables, forms and approval flows — drag and drop, no code. However big your business grows, the platform stretches with it.

Explore the open platform
Official launch coming soon FinanPay · business cards

FinanOne Card — a virtual Mastercard co-branded with VPBank

Business spending cards issued straight from FinanPay. One card per employee, per campaign — wherever money goes, the books follow.

Issue virtual cards in minutes — lock or unlock with one tap, no waiting for plastic.
Limits per team and per campaign — anything over the limit is blocked on the spot.
Every transaction reconciles itself into FinanBook — no more gathering invoices at month-end.
Get launch updates Co-issued with VPBank · on the Mastercard network
FinanOne Card — a virtual Mastercard co-branded with VPBank
9
banks with direct integration
24 hrs
from sign-up to live operations
4 days/mo
saved through automatic reconciliation
30 sec
to create and send a QR invoice
99.9% system uptime ISO 27001, SOC 2 security Encrypted data, owned by you 24/7 support, in Vietnamese
Our 3-person accounting team used to spend 4 days a month combing statements and clearing debts for 280 outlets. Now money reconciles itself as it lands — at month-end we only review the exceptions.
Customer portrait Chief Accountant · Beverage distributor
280 outlets · Thu Duc City
Customers don’t owe because they mean to dodge — they forget. Remind them at the right moment, with a QR code, and money comes back much faster.
Customer portrait Finance Director · Paint distribution company
Dealer channel net 30 · Hanoi
One card and one expense sheet per client. Month-end reconciliation is just exporting a report.
Customer portrait Founder · Advertising agency
12 client retainer · TP.HCM
Big-company power for every small business

Will you chase debts by hand again this week — or let an AI team do it for you?

Leave your phone number and a specialist will call you back during business hours. Or explore it yourself with sample data — no card required.

Free trial · no credit card · your data stays yours

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Quickly explore FinanOne pages and tools.

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